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On June 29, the U.S. House of Representatives passed H.R. 7128, the TRIA Program Reauthorization Act of 2026, by a vote of 373 to 15.
This bipartisan measure has been long supported by ICSC and would reauthorize the program through 2034, helping ensure the continued availability and affordability of terrorism risk insurance for businesses and communities across the country.
Created following the terrorist attacks of September 11, 2001, the Terrorism Risk Insurance Program provides a vital federal backstop that allows insurers to offer terrorism coverage for commercial properties and businesses. The program supports investment, financing, development and economic activity in communities nationwide by providing certainty to lenders, property owners, retailers and businesses.
This important step builds on the momentum from House Financial Services Committee passage and the introduction of bipartisan companion legislation in the Senate.
“Today’s bipartisan House passage of the Terrorism Risk Insurance Reauthorization Act is an important step toward preserving one of the nation’s most successful public-private partnerships,” ICSC President & CEO Tom McGee said. “The Terrorism Risk Insurance Program provides the certainty that America’s businesses, commercial real estate markets and local communities depend upon to invest, grow and create jobs. Without it, access to affordable terrorism coverage would be significantly diminished, threatening development projects, financing, and economic activity in communities across the country. We thank House leaders and the bill’s bipartisan sponsors for advancing this critical legislation and urge the Senate to act swiftly to send a long-term reauthorization to the President’s desk.”
ICSC will continue working with congressional leaders to ensure a long-term reauthorization is enacted well before the current program expires on December 31, 2027.
For more information contact Andy Fishburn at afishburn@icsc.com.