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Small Business Center

Business Preparedness 101: The Vital Role of Emergency Funds

January 30, 2024

According to the Federal Reserve’s 2023 Report on Employer Firms: Findings from the 2022 Small Business Credit Survey, 53% of small business owners used personal funds in response to business financial challenges in 2022. An emergency fund provides a crucial safety net, preventing business owners from tapping into personal finances and risking financial strain. Bankrate offered tips on how to establish and manage a robust emergency fund.

Read the story here.

By Rebecca Meiser

Contributor, Commerce + Communities Today and Small Business Center

Small Business Center

ICSC champions small and emerging businesses in getting from business plan to brick-and-mortar.

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