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In September, the House Financial Services Subcommittee on Housing and Insurance held a hearing entitled, “The Reauthorization of the Terrorism Risk Insurance Act (TRIA) of 2002.”
Following 9/11, TRIA was created to stabilize the insurance and commercial real estate markets. It has been reauthorized four times since, and ICSC strongly supports a fifth reauthorization in 2026.
Due to the unpredictable and catastrophic nature of terrorist events, the private market is unable to adequately model for the risk. The TRIA program has provided a backstop to stabilize the market and ensure continued availability of coverage.
ICSC is part of a wide coalition of industry groups representing both policy holders and insurance companies advocating for the program’s reauthorization. TRIA holds significant support from members of Congress on both sides of the aisle.
You can view the full hearing here.
For more information contact gpp@icsc.com.